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Who Has to Pay for NHS Treatment in the UK?

UK medical treatment

NHS ambulanceFor further information regarding who has to pay for NHS treatment in the UK, you can telephone NHS direct on 0845 4647 or contact them here.

If you're in the UK and in need of medical treatment, it can be confusing trying to find out how to access the services you need, or whether you're allowed to receive free healthcare. This page explains how you can get medical treatment in the UK, and who can get it for free.

The National Health Service (NHS) is the UK's public health system, and provides free medical treatment for millions of people every year. Most of the people receiving free NHS treatment are British residents, but some are visitors from other countries. You can access NHS treatment through a variety of different services, but there are two main ways to get it: firstly, through a General Practitioner (GP) at a local surgery, and secondly, at a hospital.

Getting medical treatment from a GP in the UK

If someone in the UK is ill, but not in need of urgent hospital treatment, they will usually go to see a GP (a family doctor) at a local surgery. GPs are qualified doctors that can diagnose and treat a range of illnesses. They can also send patients to see other doctors or specialists who are trained to treat specific illnesses or conditions.

GPs mostly treat people who are ‘ordinarily resident’ in the UK – i.e. living in the UK legally. However, they can also treat overseas visitors, under certain conditions that we detail later in the page.

Registering with a GP

You generally have to be registered with a GP in the UK before they can give you medical treatment. Registering with a GP means giving them details such as your name, UK address and nationality. These details need to be given in writing, on a form that you can get from the surgery. The surgery will store these details on their computer and you will then be included on a GP’s ‘lists’, meaning that they can give you medical treatment for free.

There are two types of registration for GP services: you can either register as a ‘temporary’ resident, or as a ‘permanent’ resident. If you’ve been in the UK for longer than three months, or are in the country for a settled purpose, you’ll be registered as a permanent resident. Overseas visitors who have been in the UK less than three months may be registered as ‘temporary’ residents. This depends on what the surgery decides, though. They may choose to treat overseas visitors who have been in the UK less than three months privately, meaning that the patient will have to pay in order to be seen.

To sign up with a GP, ask at a local surgery. They will tell you whether you can register, and what information you need to provide. A surgery will generally only accept people who are living or staying in their local area, though there are plans to make it possible to register with any GP regardless of proximity to one's home. To find out where your nearest surgery is, see the NHS website.

Being treated by a GP

Once you’re registered with a GP in the UK, you can make appointments to see them at the surgery. If you become too ill to get to the surgery, a doctor may be sent out to visit you at home, or wherever you are staying.

If a GP thinks that a patient needs to be given drugs, they will write them a prescription – a piece of paper that can then be taken to a pharmacy (chemist or drugstore) and exchanged for medication. Most adults have to pay a standard charge (£7.85 as of April 2013) when they collect their prescription at the pharmacy. Some people, however, don’t have to pay prescription charges. This includes men and women over 60 years of age; children under 16; young people aged 16, 17 and 18 who are in full-time education; pregnant women or women who have had a child in the past 12 months and have a valid exemption certificate; people suffering from certain conditions such as diabetes, epilepsy and cancer; and people (or the partners of people) who are receiving a form of government benefit income support or Jobseeker's allowance.1 Treatment for sexually transmitted diseases, including HIV, and other conditions such as tuberculosis and malaria are also available free to everyone, although patients are typically referred to a hospital or specialist clinic to receive this treatment.

Getting NHS hospital treatment in the UK

There are two main ways to access NHS hospital treatment in the UK: you can either be referred to hospital by your GP, or treated at the accident and emergency (A&E) department of a hospital.

Getting hospital treatment in an emergency

If you suddenly fall ill, or an accident happens and you (or people around you) are in need of urgent medical treatment, then this will usually be dealt with in the A&E department of a hospital. You can make your own way there, but in most cases people should call 999 and ask for an ambulance to come to the scene of the incident.

In the UK, medical treatment for emergencies is always free – regardless of your nationality, how long you’ve been in the UK, or any other factors. So, for instance, if you fall, break your leg, and have to be taken in an ambulance to A&E, you won’t have to pay for the immediate NHS treatment you receive. It’s important to note, though, that if you enter hospital through an A&E department and then need to receive care from another part of the hospital, then this further treatment may not be free for everyone.

Getting hospital treatment for non-emergencies

If you have a condition that requires you to visit a hospital, but which isn’t an emergency, you should usually visit your GP first, and they will then refer you to a hospital if they think that it is necessary. Depending on your condition, they may refer you to a specialist doctor or department. They will help you to make an appointment, and you will then have to go to the relevant department of a hospital at a given date and time.

Who is entitled to free NHS treatment?

NHS treatment that is always free

In the UK, medical treatment for emergencies is always free. Certain other parts of medical care in Britain are always free to everyone. Treatment from certain NHS walk-in centres (which offer fast and convenient medical advice and care, and are located at various places around the country) is free when they are treating an emergency. In addition to free testing and counselling services, treatment for infectious diseases, including HIV and AIDS, is also free. This is regardless of a person's residency status or how long they have been in the UK.2 3 You may still be charged for other secondary care related to HIV, such as maternity care or cancer treatment.

Family planning services and compulsory psychiatric treatment are universally free.

Free NHS treatment from a GP

People who are an ‘ordinarily resident’ in the UK are entitled to register with (and be seen by) a GP for free. An ‘ordinary resident’ is usually considered to be someone who has legally been in the UK (or is planning to be in UK) for six months or more, and can prove that they are here for a settled purpose – for instance, they may be studying or working in the UK.

The rules around who GPs should treat for free are fairly flexible. A GP can choose to register overseas visitors as temporary residents, or, if they are in the UK for longer than three months, accept them onto their lists. Technically this could apply to failed asylum seekers or immigrants, although this is left down to the decision of the individual GP. If a GP decides not to register an overseas visitor or treat them as a temporary resident, they can still treat that individual on a private basis, but this means that they will be charged.

Nationals of countries that are part of the European Economic Area (EEA), and who are carrying a European Health Insurance Card, are entitled to the same level of GP care that UK residents get, for conditions that arise during their stay. This includes on-going medical treatment, such as blood tests or injections.

In addition, asylum seekers or refugees who have been given leave to remain in the UK, or are awaiting results of an application to remain in the country, are eligible for free GP treatment.

Free NHS treatment at hospitals

Even if you’re entitled to free GP treatment in the UK, medical treatment from hospitals will not necessarily be free, unless your condition is considered to be an emergency. You can receive NHS hospital treatment for free if you fit into certain categories, for example a person who has been living legally in the UK for at least 12 months (temporary absences of up to 3 months are ignored), an unpaid worker with a voluntary organisation that offers services similar to those of a Health Authority or Local Authority social services department, a prisoner or a person detained by the immigration authorities in the UK.

A full list of categories of people who are entitled to free NHS treatment at hospitals can be accessed on the Department of Health website here.

So, what happens if you don’t fit into any of the categories listed? Well, within the NHS system, you should then be charged for any UK medical treatment that you receive. If a hospital thinks that you need to be charged for treatment, you will usually be interviewed by an administrator. They will probably ask for any evidence that you’re entitled to free NHS treatment.

If you think that you will be charged for medical treatment, but can’t afford to pay, then you should still talk to a hospital administrator as they may be able to help you. If you demonstrate that you have no income (for example, by showing that you do not have permission to work), the debt may be written off. The NHS is supposed to treat its patients in confidence, so even if you’re not living in the UK legally, your details should not be passed on. You could also contact other organisations for help, such as Citizens Advice Bureau. The Citizens Advice Bureau provides free information and advice online, over the telephone, and in person at many locations around the UK. In some places they even operate from within local surgeries and hospitals.

For more information about who has to pay for NHS hospital treatment in the UK, and for other information such as which countries have reciprocal/bilateral healthcare agreements with the UK, see the Department of Health Website.

Treatment for sexually transmitted infections and HIV

People who think that they may have a sexually transmitted infection (STI) should visit a GP or a genito-urinary medicine (GUM) clinic to be tested. These clinics offer free advice, information and counselling, and provide free STI testing and treatment. To find out where your nearest family planning or GUM clinic is, visit the Family Planning Association website.

Medical treatment for all STIs, including HIV, is free for all people living in or visiting the UK.4 5

Visit our 'HIV/AIDS treatment in the UK' page, for more information about treatment in the UK.

 

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